Last Summer, while sitting in our living room watching TV with my wife, I received a call from our firewood dealer. He had an extra cord of wood in his truck, and was eager sell it to us at a discount. I looked at my wife and smiled.
Since we began budgeting a few years ago, we have maintained several sinking funds. A "sinking fund" is a category of our budget (a virtual or physical envelope) where money is set aside throughout the year in anticipation of a yearly (or one-time) expense.
